
Step 3 of 3 · Your snapshot
Your tax savings
$17.5K
Estimated tax saved over 10 years by harvesting losses on a $250K concentrated rsu portfolio.
~27% lower tax bill at exit Total losses banked
$140K
Across 10 years of harvest cycles
STCL utilized
$56K
Applied against terminal LTCG
LTCL utilized
$84K
Applied first against LTCG
Year by year
Cumulative tax savings build-up
With harvesting
An educational estimate using Indian tax rules for foreign listed equity (post-2024 Budget). Not tax advice — talk to your CA before acting.